Do you have less than perfect credit, but you still want or need to bring home a new vehicle? Worry not, as Roswell Hyundai works with a wide range of credit types, including those with low or no credit history. While we understand that it can be daunting to finance a vehicle with less-than-perfect credit, it is also important to remember that we have your back at our dealership. Roswell Hyundai is your destination for low- or no-credit vehicle shopping.
Allow Our Finance Team to Help You Overcome Your Credit
There is no doubt that shopping with low- or no credit is challenging, but far from impossible. Our finance team helps individuals with a range of credit scores purchase and lease vehicles daily. We can help you overcome your credit score. You can overcome bankruptcy, divorce, repossession, foreclosure, and many other challenging situations with our help. We will do our best to gather key information, develop a game plan, and work towards helping you own or lease.
What Do You Need to Bring with You When Applying for Credit?
Regardless of your credit situation, there are several key documents you will need to bring with you if you plan on applying for credit, even if you are applying online. They are:
With your driver's license, proof of income, proof of residence, and insurance information, you are proving that you are who you say you are and that you can pay off your plan. Personal references are not a necessity, but references, including a co-signer, can greatly boost your chances of getting approved for financing. Finally, a down payment is both a practical and metaphorical voucher. It shows you are ready to put your money towards your investment, both immediately and in the future.
Why Can You Trust Our Finance Team?
Trusting a dealership team is not as simple as exchanging greetings. We know from experience that our customers want to feel comfortable while shopping, and we strive every day to provide a warm and welcoming environment where everyone is welcome. Our team is also brimming with finance and lease experts who have your best interests at heart. When you visit our showroom or call us over the phone, we will earn your trust through our actions and interactions.
Apply for Credit Online or With Us in Store
Are you ready to bring home a vehicle? Apply for credit online or when you visit us in-store. Our online form is easy to fill out, but our team is always available to answer any questions if you decide to call us. Remember, whether you have good or bad credit, or credit somewhere in between, you can count on Roswell Hyundai to have your back.
Frequently Asked Questions
Am I Eligible for a Car Loan with Bad Credit?: Yes, even with bad credit, you can be eligible for a car loan.
Is it Possible to Lease a Used Vehicle?: Yes, it is possible to lease a used vehicle.
Do I Need a Co-Signer?: While needing a co-signer to purchase a vehicle is not a required step to take, it is strongly encouraged, especially for those with low- or no credit.
What Can I Do to Increase My Chances of Getting Financing?: One way to improve your chances is to make a larger down payment. Similarly, consider buying a more affordable vehicle and getting a co-signer. These steps demonstrate to lenders that you are a reliable individual.
-
Roswell Hyundai
1909 W. 2nd St
Roswell, NM 88201-1711
- Sales: 575-567-4437
Loading Map...
